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Highest Destination

Geographical Areas Description Geographical Areas Covered Destinations
Area 1 Worldwide, USA, Hawaii, Canada, Africa, South America, Middle East Areas 1 to 6 Worldwide, USA, Hawaii, Canada, Africa, South America, Middle East, Europe, Japan, United Kingdom, Ireland, Asia, South-west Pacific, Papua New Guinea, Indonesia, New Zealand, Fiji and Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island)
Area 2 Europe & Japan Areas 2 to 6 Europe, Japan, United Kingdom, Ireland, Asia, South-west Pacific, Papua New Guinea, Indonesia, New Zealand, Fiji and Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island)
Area 3 United Kingdom, Ireland & Asia (but not including Japan) Areas 3 to 6 United Kingdom, Ireland, Asia (except Japan), South-west Pacific, Papua New Guinea, Indonesia, New Zealand, Fiji and Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island)
Area 4 South-west Pacific, Papua New Guinea & Indonesia (including Pacific cruising) Areas 4 to 6 South-west Pacific, Papua New Guinea, Indonesia, New Zealand, Fiji and Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island)
Area 5 New Zealand, Indonesia & Fiji (excluding cruising to these destinations) Areas 5 & 6 New Zealand, Indonesia, Fiji (but excluding cruising to these 3 destinations) and Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island)
Area 6 Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island) Area 6 Australia (including Christmas Island, Cocos (Keeling) Island, Lord Howe Island, Norfolk Island & Thursday Island)

Do you have a Pre-Existing Medical Condition?


Travel insurance only provides cover for emergency overseas medical events that are unforeseen. Medical conditions that were pre-existing at or before the time of the policy being issued are not covered, unless they are a condition that we expressly agree to cover.

We are currently unable to offer pre-existing medical screening online.

If you think you have a Pre-existing Medical Condition and would like cover for that condition, or you have any questions about Pre-existing Medical Conditions, please contact your travel agent.

Please note: certain pre-existing medical conditions may be covered with no additional premium payable. Please see the Combined Financial Services Guide and Product Disclosure Statement (Including Policy Wording) for more information.

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